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Last updated: 01-06-2026
Kotak League Platinum Credit Card
Kotak Bank

Kotak League Platinum Credit Card

"Kotak's entertainment specialist โ€” 4 free PVR or INOX movie tickets every month and 5% cashback on dining"

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Quick Summary
๐Ÿ’ณ Joining Fee
โ‚น1,999 + GST
๐Ÿ”„ Renewal Fee
โ‚น1,999 + GST
Waived: Annual fee waived on spending โ‚น1 lakh per quarter for all 4 quarters in a year
๐ŸŽฏ Best Suited For
Regular movie-goers who watch 3 to 4 movies per month; those who frequently dine out and want cashback on restaurant bills
๐ŸŽ Reward Type
Reward Points (1 RP = โ‚น0.25) plus Direct cashback on dining
๐ŸŽ‰ Welcome Benefit
4 complimentary PVR or INOX movie tickets per month โ€” primary benefit; check current offer on Kotak Bank website
๐Ÿ’ฐ Reward Rate
5% cashback on dining (capped at โ‚น1,000 per month); 1 RP per โ‚น100 on other eligible retail spends; excludes fuel, wallet, EMI, government
โœˆ๏ธ Lounge Access
2 complimentary domestic airport lounge visits per quarter on spending โ‚น75,000 in the preceding quarter
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โœ… Pros
  • 4 free PVR or INOX movie tickets per month โ€” exceptional for movie lovers
  • 5% dining cashback up to โ‚น1,000 per month
  • 2 domestic lounge visits per quarter on โ‚น75K spend
  • Good value for regular entertainment spenders
โŒ Cons
  • High forex markup 3.5%
  • Base reward rate on non-dining and non-movie spends is low
  • Fee waiver requires โ‚น1L per quarter across all 4 quarters โ€” demanding
  • Verify current movie ticket benefit terms on Kotak website

๐ŸŽ Rewards & Benefits

Reward Type
Reward Points (1 RP = โ‚น0.25) plus Direct cashback on dining
Welcome Benefits
4 complimentary PVR or INOX movie tickets per month โ€” primary benefit; check current offer on Kotak Bank website
Reward Rate
5% cashback on dining (capped at โ‚น1,000 per month); 1 RP per โ‚น100 on other eligible retail spends; excludes fuel, wallet, EMI, government
Reward Redemption
Kotak Rewards portal: cashback, vouchers, merchandise; movie tickets via PVR or INOX website; 1 RP = โ‚น0.25
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions โ‚น500 to โ‚น3,000
Lounge Access
2 complimentary domestic airport lounge visits per quarter on spending โ‚น75,000 in the preceding quarter
Spend Based Fee Waiver
Annual fee waived on โ‚น1 lakh spend per quarter across all 4 quarters
Milestone Benefits
4 PVR or INOX tickets per month; fee waiver on โ‚น1L quarterly spend; 2 lounge visits per quarter on โ‚น75K spend
Other Benefits
5% dining cashback; 2 lounge visits per quarter; fuel surcharge waiver; dining discounts at partner restaurants

โœจ Special Perks & Exclusive Offers

Memberships
Details coming soon
Insurance Cover
Zero liability on timely card loss reporting
Add-on Cards
Add-on cards for family
Concierge Services
Details coming soon
Special Offers
4 free PVR or INOX tickets per month; 5% dining cashback; 2 lounge visits per quarter on โ‚น75K spend

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
โ‚น1,999 + GST
Annual Fee / Renewal Fee
โ‚น1,999 + GST
โœ“ Waived on: Annual fee waived on spending โ‚น1 lakh per quarter for all 4 quarters in a year
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.5% per month (42% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โ‚น500
Late Payment Charges
As per Kotak Bank prevailing slab
Over Limit Charges
2.5% of overlimit amount
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
Verify current movie ticket benefit terms on Kotak website; fee waiver requires sustained โ‚น1L quarterly spend across all 4 quarters

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 21 to 65 years; salaried or self-employed; Indian resident; minimum monthly income โ‚น30,000+; good credit history
Credit Score Requirement
700+ CIBIL recommended
Credit Limit
Based on income and Kotak Bank assessment

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Smart EMI on transactions above โ‚น2,500
Balance Transfer Facility
Available from other bank credit cards
Balance Transfer Interest Rate
As per Kotak Bank prevailing rates
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant block via Kotak Bank mobile app or customer care
Instant Fraud Alerts
SMS alerts for every transaction
Purchase Protection
Zero liability on timely card loss reporting
Virtual Card Numbers
Details coming soon
Zero Liability Protection
Zero liability on unauthorized transactions

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
1860 266 2666 (24x7)
Chat / Email Support
SMS KASSIST to 5676788; chat via Kotak Bank website
Mobile App
Kotak Bank mobile app: manage card, track cashback, pay bills
Online Banking
Full management via Kotak Bank NetBanking

Last updated: 01-06-2026

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Printed: 23 Oct 2026, 09:31 PM
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