CardComparison.in
๐Ÿ  Home
๐Ÿƒ All Cards
โ‡„ Compare Cards 0
โš”๏ธ Card vs Card NEW
โ™ฅ My Wishlist
๐Ÿ“ Card Guides & Tips
Compare:
+ Add a card
+ Add a card
+ Add a card
cardcomparison.in
Last updated: 01-06-2026
Standard Chartered Platinum Rewards Credit Card
Standard Chartered Bank

Standard Chartered Platinum Rewards Credit Card

"SC's entry rewards card โ€” 5X rewards on Flipkart and Amazon, 2X on dining and groceries with easy annual fee waiver"

No ratings yet โ€” be the first to rate below!

Quick Summary
๐Ÿ’ณ Joining Fee
โ‚น749 + GST
๐Ÿ”„ Renewal Fee
โ‚น749 + GST
Waived: Annual fee waived on spending โ‚น60,000 or more in the membership year
๐ŸŽฏ Best Suited For
Online shoppers and moderate spenders who want accelerated rewards on Amazon and Flipkart from Standard Chartered Bank; first-time SC card users
๐ŸŽ Reward Type
Reward Points (1 RP = โ‚น0.25; redeemable for vouchers, cashback, merchandise via SC 360 Rewards portal)
๐ŸŽ‰ Welcome Benefit
Check current welcome offer on Standard Chartered India website
๐Ÿ’ฐ Reward Rate
5 RPs per โ‚น150 on Flipkart and Amazon (effective 0.83%); 3 RPs per โ‚น150 on dining and grocery (0.5%); 1 RP per โ‚น150 on all other eligible spends (0.17%); excludes fuel, cash, government, EMI, wallet; RPs valid 2 years
โœˆ๏ธ Lounge Access
No complimentary airport lounge access
โญ Rate this Card
Click to rate
โœ… Pros
  • 5X rewards on Flipkart and Amazon
  • 2X on dining and grocery
  • Low โ‚น749 fee with easy โ‚น60K waiver
  • Fuel surcharge waiver
  • Entry into SC card ecosystem
โŒ Cons
  • No lounge access
  • High forex markup 3.5%
  • Very low base rate 0.17%
  • SC available in select cities only
  • High interest rate 3.75% per month
  • Reward redemption options limited on SC portal

๐ŸŽ Rewards & Benefits

Reward Type
Reward Points (1 RP = โ‚น0.25; redeemable for vouchers, cashback, merchandise via SC 360 Rewards portal)
Welcome Benefits
Check current welcome offer on Standard Chartered India website
Reward Rate
5 RPs per โ‚น150 on Flipkart and Amazon (effective 0.83%); 3 RPs per โ‚น150 on dining and grocery (0.5%); 1 RP per โ‚น150 on all other eligible spends (0.17%); excludes fuel, cash, government, EMI, wallet; RPs valid 2 years
Reward Redemption
SC 360 Rewards portal: vouchers, cashback, merchandise; 1 RP = โ‚น0.25; RPs valid 2 years
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations
Lounge Access
No complimentary airport lounge access
Spend Based Fee Waiver
Annual fee waived on โ‚น60,000 annual spend
Milestone Benefits
Annual fee waiver on โ‚น60K spend
Other Benefits
5X on Flipkart and Amazon; 2X on dining and grocery; fuel surcharge waiver; contactless payments; EMI conversion; SC Mobile app management

โœจ Special Perks & Exclusive Offers

Memberships
Details coming soon
Insurance Cover
Zero liability on timely reporting
Add-on Cards
Add-on cards for family
Concierge Services
Details coming soon
Special Offers
5X on Flipkart and Amazon; 2X on dining and grocery; fuel surcharge waiver

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
โ‚น749 + GST
Annual Fee / Renewal Fee
โ‚น749 + GST
โœ“ Waived on: Annual fee waived on spending โ‚น60,000 or more in the membership year
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.75% per month (45% per annum)
ATM Cash Withdrawal / Cash Advance
3% of withdrawn amount, minimum โ‚น300
Late Payment Charges
As per Standard Chartered prevailing slab
Over Limit Charges
As per Standard Chartered policy
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
No lounge access; high forex markup 3.5%; SC available in select cities only; base rate 0.17% is very low

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 21 to 65 years; minimum annual income โ‚น5 lakh (salaried); Indian resident in eligible cities
Credit Score Requirement
700+ CIBIL recommended
Credit Limit
Based on income and SC assessment

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Available on transactions above โ‚น5,000
Balance Transfer Facility
Available
Balance Transfer Interest Rate
As per SC prevailing rates
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant block via SC Mobile app
Instant Fraud Alerts
SMS and email alerts
Purchase Protection
Zero liability on reporting
Virtual Card Numbers
Details coming soon
Zero Liability Protection
Zero liability after reporting

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
1800-267-8282 (toll-free)
Chat / Email Support
Chat via SC website and SC Mobile app
Mobile App
SC Mobile app
Online Banking
Standard Chartered India website

Last updated: 01-06-2026

โญ User Reviews

Leave a Reply

Your email address will not be published. Required fields are marked *

3 + 8 = ?

๐Ÿƒ Related Cards You Might Like

ยฉ 2026 CardComparison.in โ€” All rights reserved.
Disclaimer: Information is for comparison purposes only. Verify details directly with the issuing bank before applying. CardComparison.in is not a bank or financial advisor.
Printed: 23 Oct 2026, 09:32 PM
cardcomparison.in