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Last updated: 01-06-2026
Tata Neu Plus SBI Card
SBI Card

Tata Neu Plus SBI Card

"Entry Tata Neu co-brand card โ€” 5% NeuCoins on Tata Neu app spends and 1% on all other purchases for just โ‚น499 per year"

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Quick Summary
๐Ÿ’ณ Joining Fee
โ‚น499 + GST
๐Ÿ”„ Renewal Fee
โ‚น499 + GST
Waived: Annual fee waived on spending โ‚น1 lakh or more in the membership year
๐ŸŽฏ Best Suited For
Tata Neu app users who shop on BigBasket, Croma, 1mg, Tata CLiQ and other Tata brands and want entry-level cashback without paying the โ‚น1,499 Infinity card fee
๐ŸŽ Reward Type
NeuCoins (1 NeuCoin = โ‚น1; redeemable across all Tata Neu partner brands)
๐ŸŽ‰ Welcome Benefit
200 NeuCoins on card activation (worth โ‚น200)
๐Ÿ’ฐ Reward Rate
5% NeuCoins on all spends via Tata Neu app (BigBasket, Croma, 1mg, Tata CLiQ, Westside, Air Asia, Starbucks and more); 1% NeuCoins on all other eligible retail spends; excludes fuel, wallet, EMI, rent, government, insurance; NeuCoins expire after 1 year
โœˆ๏ธ Lounge Access
No complimentary airport lounge access
๐Ÿ’ต Cashback Rate
5% on Tata Neu app; 1% on other spends
โญ Rate this Card
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โœ… Pros
  • 5% return on all Tata Neu app spends across 30+ brands
  • 1% on all other retail โ€” better than most entry SBI cards
  • Low โ‚น499 fee with easy โ‚น1L waiver
  • 1 NeuCoin = โ‚น1 โ€” straightforward value
  • Tata NeuPass membership
โŒ Cons
  • 5% only via Tata Neu app
  • NeuCoins expire in 1 year
  • No lounge access
  • High forex markup 3.5%
  • No dining, movie or travel benefits
  • Upgrade to HDFC Tata Neu Infinity for lounge and lower forex

๐ŸŽ Rewards & Benefits

Reward Type
NeuCoins (1 NeuCoin = โ‚น1; redeemable across all Tata Neu partner brands)
Welcome Benefits
200 NeuCoins on card activation (worth โ‚น200)
Reward Rate
5% NeuCoins on all spends via Tata Neu app (BigBasket, Croma, 1mg, Tata CLiQ, Westside, Air Asia, Starbucks and more); 1% NeuCoins on all other eligible retail spends; excludes fuel, wallet, EMI, rent, government, insurance; NeuCoins expire after 1 year
Reward Redemption
Redeem NeuCoins via Tata Neu app across all 30+ Tata brands โ€” 1 NeuCoin = โ‚น1; NeuCoins expire after 1 year
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions โ‚น500 to โ‚น3,000; maximum โ‚น100 per statement cycle
Lounge Access
No complimentary airport lounge access
Spend Based Fee Waiver
Annual fee waived on โ‚น1 lakh annual spend
Milestone Benefits
Annual fee waiver on โ‚น1L spend
Other Benefits
5% on entire Tata Neu ecosystem; 1% on everything else; fuel surcharge waiver; Tata NeuPass membership; contactless payments; Flexipay EMI

โœจ Special Perks & Exclusive Offers

Memberships
Tata NeuPass
Insurance Cover
Zero liability on timely reporting
Add-on Cards
Add-on cards for family
Concierge Services
Details coming soon
Special Offers
5% NeuCoins on Tata Neu app; 1% on all other spends; fuel surcharge waiver

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
โ‚น499 + GST
Annual Fee / Renewal Fee
โ‚น499 + GST
โœ“ Waived on: Annual fee waived on spending โ‚น1 lakh or more in the membership year
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.5% per month (42% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โ‚น500
Late Payment Charges
โ‚น100 to โ‚น1,300 based on outstanding
Over Limit Charges
2.5% of overlimit amount, minimum โ‚น500
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
5% only via Tata Neu app โ€” not on brand websites directly; NeuCoins expire in 1 year; high forex markup 3.5%; no lounge access; basic entry-level card

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 21 to 70 years; minimum monthly income โ‚น20,000; Indian resident; CIBIL 650+
Credit Score Requirement
650+ CIBIL recommended
Credit Limit
Based on income and SBI Card assessment

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Flexipay on transactions above โ‚น2,500
Balance Transfer Facility
Available
Balance Transfer Interest Rate
As per SBI Card prevailing rates
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant block via SBI Card app
Instant Fraud Alerts
SMS and email alerts
Purchase Protection
Zero liability on reporting
Virtual Card Numbers
Details coming soon
Zero Liability Protection
Zero liability after reporting

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
1860 180 1290 (24x7)
Chat / Email Support
Chat via SBI Card app
Mobile App
SBI Card app + Tata Neu app for NeuCoin redemption
Online Banking
SBI Card website

Last updated: 01-06-2026

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Printed: 23 Oct 2026, 09:32 PM
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