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Last updated: 01-06-2026
Kotak PVR Credit Card
Kotak Bank

Kotak PVR Credit Card

"India's best movie card โ€” 1 free PVR/INOX ticket on every purchase of 1 ticket, 15% off on F&B at PVR cinemas, and accelerated rewards on entertainment"

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Quick Summary
๐Ÿ’ณ Joining Fee
โ‚น999 + GST
๐Ÿ”„ Renewal Fee
โ‚น999 + GST
Waived: Annual fee waived on spending โ‚น1.25 lakh or more in the membership year
๐ŸŽฏ Best Suited For
Regular movie-goers who watch movies at PVR/INOX cinemas 3+ times per month; those who want maximum savings on movie tickets and F&B
๐ŸŽ Reward Type
Reward Points (1 RP = โ‚น0.25; redeemable for cashback, vouchers) + free PVR tickets
๐ŸŽ‰ Welcome Benefit
Check current welcome offer on Kotak Bank website โ€” typically includes free PVR tickets or vouchers
๐Ÿ’ฐ Reward Rate
Buy 1 Get 1 on PVR/INOX tickets โ€” 1 free ticket per paid ticket; 15% off on food and beverages at PVR cinemas; 2 RPs per โ‚น100 on all eligible retail (0.5%); excludes fuel, wallet, EMI, government
โœˆ๏ธ Lounge Access
No complimentary airport lounge access
โญ Rate this Card
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โœ… Pros
  • Buy 1 Get 1 PVR/INOX tickets โ€” best movie card in India
  • 15% off on PVR food and beverages
  • Low โ‚น999 fee with achievable โ‚น1.25L waiver
  • Fuel surcharge waiver
  • Excellent value for frequent movie-goers
โŒ Cons
  • No lounge access
  • High forex markup 3.5%
  • Base 0.5% on non-movie spends is low
  • Value is concentrated on PVR/INOX โ€” niche card
  • Verify current BOGO terms on Kotak website

๐ŸŽ Rewards & Benefits

Reward Type
Reward Points (1 RP = โ‚น0.25; redeemable for cashback, vouchers) + free PVR tickets
Welcome Benefits
Check current welcome offer on Kotak Bank website โ€” typically includes free PVR tickets or vouchers
Reward Rate
Buy 1 Get 1 on PVR/INOX tickets โ€” 1 free ticket per paid ticket; 15% off on food and beverages at PVR cinemas; 2 RPs per โ‚น100 on all eligible retail (0.5%); excludes fuel, wallet, EMI, government
Reward Redemption
Kotak Rewards portal: cashback, vouchers; PVR tickets directly via PVR website/app using card
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions โ‚น500 to โ‚น3,000
Lounge Access
No complimentary airport lounge access
Spend Based Fee Waiver
Annual fee waived on โ‚น1.25 lakh annual spend
Milestone Benefits
Annual fee waiver on โ‚น1.25L spend; ongoing BOGO PVR tickets
Other Benefits
Buy 1 Get 1 PVR/INOX tickets โ€” primary benefit (up to 2 free per month); 15% off on PVR food and beverages; fuel surcharge waiver; contactless payments; Smart EMI; Kotak Bank app management

โœจ Special Perks & Exclusive Offers

Memberships
Details coming soon
Insurance Cover
Zero liability on timely reporting
Add-on Cards
Add-on cards for family
Concierge Services
Details coming soon
Special Offers
BOGO PVR/INOX tickets; 15% off PVR F&B; fuel surcharge waiver

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
โ‚น999 + GST
Annual Fee / Renewal Fee
โ‚น999 + GST
โœ“ Waived on: Annual fee waived on spending โ‚น1.25 lakh or more in the membership year
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.5% per month (42% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โ‚น500
Late Payment Charges
As per Kotak Bank prevailing slab
Over Limit Charges
2.5% of overlimit amount
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
Movie benefit is the primary value โ€” limited benefit if you don't watch movies at PVR/INOX; no lounge access; high forex markup 3.5%; verify current BOGO terms on Kotak website

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 21 to 65 years; salaried or self-employed; minimum monthly income โ‚น25,000; Indian resident
Credit Score Requirement
700+ CIBIL recommended
Credit Limit
Based on income and Kotak Bank assessment

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Smart EMI on transactions above โ‚น2,500
Balance Transfer Facility
Available
Balance Transfer Interest Rate
As per Kotak Bank prevailing rates
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant block via Kotak Bank mobile app
Instant Fraud Alerts
SMS alerts
Purchase Protection
Zero liability on reporting
Virtual Card Numbers
Details coming soon
Zero Liability Protection
Zero liability on unauthorized transactions

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
1860 266 2666 (24x7)
Chat / Email Support
SMS KASSIST to 5676788; Kotak website chat
Mobile App
Kotak Bank mobile app
Online Banking
Kotak Bank NetBanking

Last updated: 01-06-2026

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Printed: 23 Oct 2026, 09:33 PM
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