"Best travel co-brand card โ 10% MyCash on MakeMyTrip flights, hotels and holidays with 5% on dining and entertainment"
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Quick Summary
๐ณ Joining Fee
โน500 + GST
๐ Renewal Fee
โน500 + GST
Waived: Annual fee waived on spending โน2 lakh or more in the anniversary year
๐ฏ Best Suited For
Regular MakeMyTrip users who book flights, hotels and holiday packages through MMT; those wanting travel rewards at a low annual fee
๐ Reward Type
MyCash (โน1 MyCash = โน1 redeemable on MakeMyTrip for flights, hotels, buses, trains, holidays)
๐ Welcome Benefit
โน1,000 MyCash bonus on spending โน5,000 within 45 days of card issuance
๐ฐ Reward Rate
10% MyCash on MakeMyTrip domestic flights and 15% on international flights; 10% on MMT hotels and holidays; 5% on dining and entertainment; 1% on all other eligible spends; MyCash credited as MMT wallet balance; excludes fuel, EMI, wallet, rent, government, insurance; caps apply per category
โ๏ธ Lounge Access
1 complimentary domestic airport lounge visit per quarter on spending โน10,000 in preceding quarter
๐ฑ Forex Markup
3.5% on international transactions
๐ต Cashback Rate
10% MyCash on MMT bookings; 5% on dining/entertainment; 1% on others
10% MyCash on all MakeMyTrip bookings โ excellent for regular MMT users
15% MyCash on MMT international flights
5% on dining and entertainment
Low โน500 fee with easy โน2L waiver
1 domestic lounge per quarter
BOGO movies and 15% dining discount
โ Cons
MyCash locked to MakeMyTrip platform only โ no cash withdrawal
High forex markup 3.5%
MyCash has per-category monthly caps
Movie benefit requires โน25K quarterly spend
1% base rate on non-partner spends is low
๐ Rewards & Benefits
Reward Type
MyCash (โน1 MyCash = โน1 redeemable on MakeMyTrip for flights, hotels, buses, trains, holidays)
Welcome Benefits
โน1,000 MyCash bonus on spending โน5,000 within 45 days of card issuance
Reward Rate
10% MyCash on MakeMyTrip domestic flights and 15% on international flights; 10% on MMT hotels and holidays; 5% on dining and entertainment; 1% on all other eligible spends; MyCash credited as MMT wallet balance; excludes fuel, EMI, wallet, rent, government, insurance; caps apply per category
Reward Redemption
MyCash redeemable only on MakeMyTrip for flights, hotels, buses, trains, holidays โ 1 MyCash = โน1; cannot be withdrawn as cash or used outside MMT platform
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations on transactions โน400 to โน4,000
Lounge Access
1 complimentary domestic airport lounge visit per quarter on spending โน10,000 in preceding quarter
Spend Based Fee Waiver
Annual fee waived on โน2 lakh annual spend
Milestone Benefits
โน1,000 MyCash welcome bonus; annual fee waiver on โน2L spend
Other Benefits
1 domestic lounge per quarter; Buy 1 Get 1 movies via BookMyShow (on โน25K quarterly spend); 15% off at 2,500+ restaurants via ICICI Culinary Treats; fuel surcharge waiver; contactless payments; Easy EMI
โจ Special Perks & Exclusive Offers
Memberships
Details coming soon
Insurance Cover
Zero card liability on timely reporting
Add-on Cards
Add-on cards for family
Concierge Services
Details coming soon
Special Offers
10% MyCash on all MakeMyTrip bookings; 5% on dining; BOGO movies; 15% dining discount
๐ณ Fees & Interest Rates
Joining Fee
โน500 + GST
Annual Fee / Renewal Fee
โน500 + GST โ Waived on: Annual fee waived on spending โน2 lakh or more in the anniversary year
Interest Rate (APR)
๐กPay your balance in full each month and this never applies to you.
3.4% per month (40.8% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โน500
Late Payment Charges
As per ICICI Bank prevailing slab
Over Limit Charges
As per ICICI Bank policy
Cheque Bounce / Auto-Debit Return
Details coming soon
Foreign Currency Markup
3.5% on international transactions
Other Charges
MyCash redeemable ONLY on MakeMyTrip โ locked to MMT ecosystem; 10% MyCash has per-category monthly caps; high forex markup 3.5%; movie benefit requires โน25K quarterly spend from April 2026
๐ Eligibility & Credit Limit
Eligibility Criteria
Age 18+ years; salaried or self-employed; Indian resident; CIBIL 650+
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