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Last updated: 01-06-2026
ICICI Bank MakeMyTrip Credit Card
ICICI Bank

ICICI Bank MakeMyTrip Credit Card

"Best travel co-brand card โ€” 10% MyCash on MakeMyTrip flights, hotels and holidays with 5% on dining and entertainment"

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Quick Summary
๐Ÿ’ณ Joining Fee
โ‚น500 + GST
๐Ÿ”„ Renewal Fee
โ‚น500 + GST
Waived: Annual fee waived on spending โ‚น2 lakh or more in the anniversary year
๐ŸŽฏ Best Suited For
Regular MakeMyTrip users who book flights, hotels and holiday packages through MMT; those wanting travel rewards at a low annual fee
๐ŸŽ Reward Type
MyCash (โ‚น1 MyCash = โ‚น1 redeemable on MakeMyTrip for flights, hotels, buses, trains, holidays)
๐ŸŽ‰ Welcome Benefit
โ‚น1,000 MyCash bonus on spending โ‚น5,000 within 45 days of card issuance
๐Ÿ’ฐ Reward Rate
10% MyCash on MakeMyTrip domestic flights and 15% on international flights; 10% on MMT hotels and holidays; 5% on dining and entertainment; 1% on all other eligible spends; MyCash credited as MMT wallet balance; excludes fuel, EMI, wallet, rent, government, insurance; caps apply per category
โœˆ๏ธ Lounge Access
1 complimentary domestic airport lounge visit per quarter on spending โ‚น10,000 in preceding quarter
๐Ÿ’ฑ Forex Markup
3.5% on international transactions
๐Ÿ’ต Cashback Rate
10% MyCash on MMT bookings; 5% on dining/entertainment; 1% on others
โญ Rate this Card
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โœ… Pros
  • 10% MyCash on all MakeMyTrip bookings โ€” excellent for regular MMT users
  • 15% MyCash on MMT international flights
  • 5% on dining and entertainment
  • Low โ‚น500 fee with easy โ‚น2L waiver
  • 1 domestic lounge per quarter
  • BOGO movies and 15% dining discount
โŒ Cons
  • MyCash locked to MakeMyTrip platform only โ€” no cash withdrawal
  • High forex markup 3.5%
  • MyCash has per-category monthly caps
  • Movie benefit requires โ‚น25K quarterly spend
  • 1% base rate on non-partner spends is low

๐ŸŽ Rewards & Benefits

Reward Type
MyCash (โ‚น1 MyCash = โ‚น1 redeemable on MakeMyTrip for flights, hotels, buses, trains, holidays)
Welcome Benefits
โ‚น1,000 MyCash bonus on spending โ‚น5,000 within 45 days of card issuance
Reward Rate
10% MyCash on MakeMyTrip domestic flights and 15% on international flights; 10% on MMT hotels and holidays; 5% on dining and entertainment; 1% on all other eligible spends; MyCash credited as MMT wallet balance; excludes fuel, EMI, wallet, rent, government, insurance; caps apply per category
Reward Redemption
MyCash redeemable only on MakeMyTrip for flights, hotels, buses, trains, holidays โ€” 1 MyCash = โ‚น1; cannot be withdrawn as cash or used outside MMT platform
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations on transactions โ‚น400 to โ‚น4,000
Lounge Access
1 complimentary domestic airport lounge visit per quarter on spending โ‚น10,000 in preceding quarter
Spend Based Fee Waiver
Annual fee waived on โ‚น2 lakh annual spend
Milestone Benefits
โ‚น1,000 MyCash welcome bonus; annual fee waiver on โ‚น2L spend
Other Benefits
1 domestic lounge per quarter; Buy 1 Get 1 movies via BookMyShow (on โ‚น25K quarterly spend); 15% off at 2,500+ restaurants via ICICI Culinary Treats; fuel surcharge waiver; contactless payments; Easy EMI

โœจ Special Perks & Exclusive Offers

Memberships
Details coming soon
Insurance Cover
Zero card liability on timely reporting
Add-on Cards
Add-on cards for family
Concierge Services
Details coming soon
Special Offers
10% MyCash on all MakeMyTrip bookings; 5% on dining; BOGO movies; 15% dining discount

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
โ‚น500 + GST
Annual Fee / Renewal Fee
โ‚น500 + GST
โœ“ Waived on: Annual fee waived on spending โ‚น2 lakh or more in the anniversary year
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.4% per month (40.8% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โ‚น500
Late Payment Charges
As per ICICI Bank prevailing slab
Over Limit Charges
As per ICICI Bank policy
Cheque Bounce / Auto-Debit Return
Details coming soon
Foreign Currency Markup
3.5% on international transactions
Other Charges
MyCash redeemable ONLY on MakeMyTrip โ€” locked to MMT ecosystem; 10% MyCash has per-category monthly caps; high forex markup 3.5%; movie benefit requires โ‚น25K quarterly spend from April 2026

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 18+ years; salaried or self-employed; Indian resident; CIBIL 650+
Credit Score Requirement
650+ CIBIL recommended
Credit Limit
Based on income and ICICI Bank assessment

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Easy EMI on transactions above โ‚น3,000
Balance Transfer Facility
Available
Balance Transfer Interest Rate
As per ICICI Bank prevailing rates
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant block via ICICI iMobile app
Instant Fraud Alerts
SMS and email alerts
Purchase Protection
Zero liability on reporting
Virtual Card Numbers
Details coming soon
Zero Liability Protection
Zero liability after reporting

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
1800 200 3344 (24x7)
Chat / Email Support
Chat via ICICI iMobile app
Mobile App
ICICI iMobile and MakeMyTrip app
Online Banking
ICICI Bank NetBanking

Last updated: 01-06-2026

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Printed: 23 Oct 2026, 09:32 PM
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