"Best card for Adani ecosystem โ 7% Adani One rewards on Adani airport services, flights and duty-free, 2% on dining and entertainment, lounge access"
No ratings yet โ be the first to rate below!
Quick Summary
๐ณ Joining Fee
โน500 + GST
๐ Renewal Fee
โน500 + GST
Waived: Annual fee waived on spending โน2 lakh or more in the anniversary year
๐ฏ Best Suited For
Frequent travellers who use Adani Group airports (Mumbai T2, Ahmedabad, Lucknow, Jaipur, Mangalore, Guwahati, Thiruvananthapuram); those who shop at duty-free and use Adani airport lounges
๐ Reward Type
Adani One Reward Points (1 RP = โน1; redeemable on Adani One app for flights, duty-free, airport services)
๐ Welcome Benefit
500 bonus Adani One Reward Points (โน500 value) on card activation
๐ฐ Reward Rate
7 RPs per โน100 on Adani One app (flights, duty-free, lounge, airport services) โ 7% effective; 2 RPs per โน100 on dining, entertainment and fuel; 1 RP per โน100 on all other eligible spends; excludes wallet, EMI, rent, government, insurance; RPs valid 1 year
โ๏ธ Lounge Access
Complimentary lounge access at Adani Group airports (1 per quarter on spending โน15,000 in preceding quarter); no non-Adani airport lounge access
7% rewards on Adani One app โ highest travel co-brand rate
1 RP = โน1 โ excellent redemption value
Low โน500 fee with easy โน2L waiver
Adani airport lounge access
BOGO movies and 15% dining discount
Fuel surcharge waiver
โ Cons
7% only on Adani One app โ niche ecosystem
RPs expire in 1 year โ must redeem actively
Lounge only at Adani airports
High forex markup 3.5%
1% base on non-Adani spends is low
๐ Rewards & Benefits
Reward Type
Adani One Reward Points (1 RP = โน1; redeemable on Adani One app for flights, duty-free, airport services)
Welcome Benefits
500 bonus Adani One Reward Points (โน500 value) on card activation
Reward Rate
7 RPs per โน100 on Adani One app (flights, duty-free, lounge, airport services) โ 7% effective; 2 RPs per โน100 on dining, entertainment and fuel; 1 RP per โน100 on all other eligible spends; excludes wallet, EMI, rent, government, insurance; RPs valid 1 year
Reward Redemption
Adani One app: flights, duty-free shopping, airport lounge, car parking, meet and greet at Adani airports; 1 RP = โน1; RPs valid 1 year
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations on transactions โน400 to โน4,000
Lounge Access
Complimentary lounge access at Adani Group airports (1 per quarter on spending โน15,000 in preceding quarter); no non-Adani airport lounge access
Spend Based Fee Waiver
Annual fee waived on โน2 lakh annual spend
Milestone Benefits
Annual fee waiver on โน2L spend; 500 welcome RPs; lounge at Adani airports on โน15K quarterly spend
Other Benefits
7% on entire Adani ecosystem; 1 RP = โน1 โ excellent redemption value; Adani airport lounge access; fuel surcharge waiver; Buy 1 Get 1 movies via BookMyShow (on โน25K quarterly spend); 15% off at 2,500+ restaurants via ICICI Culinary Treats; contactless payments; Easy EMI
โน500 + GST โ Waived on: Annual fee waived on spending โน2 lakh or more in the anniversary year
Interest Rate (APR)
๐กPay your balance in full each month and this never applies to you.
3.4% per month (40.8% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โน500
Late Payment Charges
As per ICICI Bank prevailing slab
Over Limit Charges
As per ICICI Bank policy
Cheque Bounce / Auto-Debit Return
Details coming soon
Foreign Currency Markup
3.5% on international transactions
Other Charges
7% only on Adani One app โ locked to Adani ecosystem; RPs expire in 1 year; lounge only at Adani airports; high forex markup 3.5%; movie benefit requires โน25K quarterly spend
๐ Eligibility & Credit Limit
Eligibility Criteria
Age 18+ years; salaried or self-employed; Indian resident; CIBIL 650+; apply via Adani One app or ICICI Bank
Leave a Reply