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Last updated: 01-06-2026
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank

ICICI Bank HPCL Super Saver Credit Card

"Best ICICI fuel card โ€” 5% value back at HPCL fuel stations, 2.5% on grocery and dining, plus domestic lounge access and movie offers"

No ratings yet โ€” be the first to rate below!

Quick Summary
๐Ÿ’ณ Joining Fee
โ‚น500 + GST
๐Ÿ”„ Renewal Fee
โ‚น500 + GST
Waived: Annual fee waived on spending โ‚น50,000 or more in the membership year
๐ŸŽฏ Best Suited For
Regular HPCL fuel buyers who refuel multiple times a month; those who want fuel rewards plus grocery and dining accelerated rewards at a low annual fee
๐ŸŽ Reward Type
ICICI Reward Points (1 RP = โ‚น0.25; redeemable for merchandise, vouchers, travel)
๐ŸŽ‰ Welcome Benefit
Welcome vouchers on card activation โ€” check current offer on ICICI website
๐Ÿ’ฐ Reward Rate
6 RPs per โ‚น100 at HPCL fuel stations (5% effective when combined with 1% surcharge waiver and 2.5% additional discount); 4 RPs per โ‚น100 on grocery, telephone bills and utility spends; 2 RPs per โ‚น100 on dining, movies, departmental stores and railways; 1 RP per โ‚น100 on all other eligible retail; insurance reward earning capped at โ‚น40,000 per month from February 2026
โœˆ๏ธ Lounge Access
1 complimentary domestic airport lounge visit per quarter on spending โ‚น10,000 or more in the preceding quarter
โ›ฝ Fuel Waiver
1% fuel surcharge waiver at HPCL stations on transactions โ‚น400 to โ‚น4,000 plus additional 2.5% discount on HPCL fuel
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โœ… Pros
  • 5% effective value back at HPCL fuel stations
  • 2.5% on grocery, telephone and utility spends
  • Low โ‚น500 annual fee with easy โ‚น50K waiver
  • 1 domestic lounge visit per quarter
  • Buy 1 Get 1 movies
  • 15% dining discount at 2,500+ restaurants
โŒ Cons
  • 5% fuel benefit only at HPCL โ€” not at other fuel brands
  • High forex markup 3.5%
  • Insurance reward cap โ‚น40K per month from February 2026
  • Movie benefit requires โ‚น25K quarterly spend
  • Base reward rate on other spends is low

๐ŸŽ Rewards & Benefits

Reward Type
ICICI Reward Points (1 RP = โ‚น0.25; redeemable for merchandise, vouchers, travel)
Welcome Benefits
Welcome vouchers on card activation โ€” check current offer on ICICI website
Reward Rate
6 RPs per โ‚น100 at HPCL fuel stations (5% effective when combined with 1% surcharge waiver and 2.5% additional discount); 4 RPs per โ‚น100 on grocery, telephone bills and utility spends; 2 RPs per โ‚น100 on dining, movies, departmental stores and railways; 1 RP per โ‚น100 on all other eligible retail; insurance reward earning capped at โ‚น40,000 per month from February 2026
Reward Redemption
ICICI rewards portal or iMobile app: merchandise, vouchers, travel; 1 RP = โ‚น0.25
Fuel Surcharge Waiver
1% fuel surcharge waiver at HPCL stations on transactions โ‚น400 to โ‚น4,000 plus additional 2.5% discount on HPCL fuel
Lounge Access
1 complimentary domestic airport lounge visit per quarter on spending โ‚น10,000 or more in the preceding quarter
Spend Based Fee Waiver
Annual fee waived on โ‚น50,000 annual spend
Milestone Benefits
Annual fee waiver on โ‚น50K spend
Other Benefits
Buy 1 Get 1 movie tickets via BookMyShow (on โ‚น25K quarterly spend from April 2026); 15% off at 2,500+ restaurants via ICICI Culinary Treats; roadside assistance; fuel surcharge waiver; contactless payments; Easy EMI

โœจ Special Perks & Exclusive Offers

Memberships
Details coming soon
Insurance Cover
Zero card liability on timely reporting
Add-on Cards
Add-on cards for family members
Concierge Services
Details coming soon
Special Offers
5% value back at HPCL fuel; 2.5% on grocery and utility; BookMyShow BOGO; ICICI Culinary Treats 15% dining discount

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
โ‚น500 + GST
Annual Fee / Renewal Fee
โ‚น500 + GST
โœ“ Waived on: Annual fee waived on spending โ‚น50,000 or more in the membership year
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.4% per month (40.8% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โ‚น500
Late Payment Charges
As per ICICI Bank prevailing slab
Over Limit Charges
As per ICICI Bank policy
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
5% value back only at HPCL โ€” not at IndianOil or BPCL; insurance reward earning cap โ‚น40,000 per month from February 2026; movie benefit requires โ‚น25K quarterly spend from April 2026

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 18+ years; salaried or self-employed; Indian resident; good credit history; accessible eligibility
Credit Score Requirement
650+ CIBIL recommended
Credit Limit
Typically โ‚น20,000 to โ‚น2 lakh based on income

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Easy EMI on transactions above โ‚น3,000
Balance Transfer Facility
Available from other bank credit cards
Balance Transfer Interest Rate
As per ICICI Bank prevailing rates
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant block via ICICI iMobile app
Instant Fraud Alerts
SMS and email alerts
Purchase Protection
Zero liability on timely reporting
Virtual Card Numbers
Details coming soon
Zero Liability Protection
Zero liability on unauthorized transactions

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
1800 200 3344 (24x7 toll-free)
Chat / Email Support
Chat via ICICI iMobile app
Mobile App
ICICI iMobile: manage card, track RPs, pay bills
Online Banking
ICICI Bank NetBanking

Last updated: 01-06-2026

โญ User Reviews

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Printed: 23 Oct 2026, 09:32 PM
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