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Last updated: 01-06-2026
Jupiter Edge+ CSB Bank RuPay Credit Card
CSB Bank

Jupiter Edge+ CSB Bank RuPay Credit Card

"India's best UPI cashback credit card โ€” 10% on shopping brands, 5% on travel, 1% on all UPI spends, lifetime free with up to โ‚น7 lakh credit limit"

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Quick Summary
๐Ÿ’ณ Joining Fee
Nil โ€” Lifetime Free (for first 2 lakh users)
๐Ÿ”„ Renewal Fee
Nil โ€” Lifetime Free
Waived: No fee โ€” lifetime free for first 2 lakh users; no spend-based waiver required
๐ŸŽฏ Best Suited For
UPI-first users who scan and pay for most purchases; online shoppers on Amazon, Myntra, Flipkart; those wanting a lifetime free card with meaningful cashback on everyday UPI payments
๐ŸŽ Reward Type
Jewels (1 Jewel = โ‚น0.20 for vouchers/digital gold/flights; 1 Jewel = โ‚น0.14 for statement credit from June 2026; redeemable via Jupiter app)
๐ŸŽ‰ Welcome Benefit
Welcome voucher worth โ‚น250 (Amazon, Flipkart, Swiggy, Zomato, or Myntra) on first UPI credit card transaction of โ‚น2,000 or more
๐Ÿ’ฐ Reward Rate
10% Jewels on shopping brands (Amazon, Myntra, Flipkart, Ajio and more) โ€” 50 Jewels per โ‚น100; 5% on travel brands (MakeMyTrip, Yatra and more) โ€” 25 Jewels per โ‚น100; 1% on all other UPI and credit card spends โ€” 5 Jewels per โ‚น100; max 15,000 Jewels per month on accelerated categories; 1% on Others is uncapped; excludes fuel, wallet loads, EMI
โœˆ๏ธ Lounge Access
1 complimentary domestic airport lounge visit per quarter via RuPay โ€” on spending โ‚น10,000 in preceding month
๐Ÿ’ต Cashback Rate
10% on shopping partners; 5% on travel partners; 1% on all others (as Jewels)
โญ Rate this Card
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โœ… Pros
  • Truly lifetime free โ€” no fee ever
  • 10% on Amazon, Myntra, Flipkart and more shopping brands
  • 5% on MakeMyTrip, Yatra travel brands
  • 1% uncapped on all UPI spends โ€” unique
  • Jewels never expire
  • Instant virtual card via Jupiter app
  • 1 domestic lounge per quarter
  • Up to โ‚น7 lakh credit limit
  • Air India Maharaja Club transfer available
โŒ Cons
  • Jewels devalued June 2026 โ€” statement credit now โ‚น0.14 per Jewel
  • 10% and 5% categories capped at 15,000 Jewels per month
  • High forex markup 3.5%
  • Customer service wait times reported
  • Jupiter app required โ€” no web portal
  • CSB Bank โ€” smaller bank with limited physical presence
  • Cash advance not available on all variants

๐ŸŽ Rewards & Benefits

Reward Type
Jewels (1 Jewel = โ‚น0.20 for vouchers/digital gold/flights; 1 Jewel = โ‚น0.14 for statement credit from June 2026; redeemable via Jupiter app)
Welcome Benefits
Welcome voucher worth โ‚น250 (Amazon, Flipkart, Swiggy, Zomato, or Myntra) on first UPI credit card transaction of โ‚น2,000 or more
Reward Rate
10% Jewels on shopping brands (Amazon, Myntra, Flipkart, Ajio and more) โ€” 50 Jewels per โ‚น100; 5% on travel brands (MakeMyTrip, Yatra and more) โ€” 25 Jewels per โ‚น100; 1% on all other UPI and credit card spends โ€” 5 Jewels per โ‚น100; max 15,000 Jewels per month on accelerated categories; 1% on Others is uncapped; excludes fuel, wallet loads, EMI
Reward Redemption
Jupiter app: redeem Jewels for brand vouchers, digital gold, Jupiter Flights, statement credit, bill payments; 1 Jewel = โ‚น0.20 for vouchers and digital gold and flights; 1 Jewel = โ‚น0.14 for statement credit and bill payments (devalued from June 2026); Jewels never expire; Air India Maharaja Club transfer available
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions โ‚น400 to โ‚น5,000
Lounge Access
1 complimentary domestic airport lounge visit per quarter via RuPay โ€” on spending โ‚น10,000 in preceding month
Spend Based Fee Waiver
Not applicable โ€” lifetime free
Milestone Benefits
No formal milestones; continuous earning on all spends
Other Benefits
Scan any QR and pay via UPI with this RuPay credit card; 1% uncapped cashback on all UPI spends; credit limit up to โ‚น7 lakh; instant digital issuance via Jupiter app; real-time spend tracking with categories; bill reminders; budget tools; Jewels never expire; insurance cover up to โ‚น10 lakh; transfer Jewels to Air India Maharaja Club miles

โœจ Special Perks & Exclusive Offers

Memberships
Details coming soon
Insurance Cover
Insurance cover up to โ‚น10 lakh (accidental); zero liability on unauthorized transactions
Add-on Cards
Not available โ€” single user card
Concierge Services
Details coming soon
Special Offers
10% on Amazon, Myntra, Flipkart; 5% on MakeMyTrip, Yatra; 1% on all UPI; โ‚น250 welcome voucher; Jewels never expire

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
Nil โ€” Lifetime Free (for first 2 lakh users)
Annual Fee / Renewal Fee
Nil โ€” Lifetime Free
โœ“ Waived on: No fee โ€” lifetime free for first 2 lakh users; no spend-based waiver required
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.75% per month (45% per annum)
ATM Cash Withdrawal / Cash Advance
Cash advance not available on all variants; check Jupiter app for current terms
Late Payment Charges
โ‚น250 to โ‚น1,000 based on outstanding amount
Over Limit Charges
As per CSB Bank policy
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
Jewels devalued from June 2026 โ€” statement credit now โ‚น0.14 per Jewel vs โ‚น0.20 earlier; 10% and 5% cashback capped at 15,000 Jewels per month; high forex markup 3.5%; customer service wait times reported by users; Jupiter app required for all card management

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Indian resident aged 23 to 60 years; steady monthly income; CIBIL 750+ recommended; apply exclusively via Jupiter app
Credit Score Requirement
750+ CIBIL recommended for unsecured; lower scores may be offered secured variant
Credit Limit
Up to โ‚น7 lakh based on income and credit assessment

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Available via Jupiter app
Balance Transfer Facility
Not available
Balance Transfer Interest Rate
Not applicable
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant lock and unlock via Jupiter app
Instant Fraud Alerts
Real-time push notifications on every transaction
Purchase Protection
Zero liability on unauthorized transactions
Virtual Card Numbers
Instant virtual card on approval via Jupiter app
Zero Liability Protection
Zero liability on unauthorized transactions

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
Jupiter support: 9 AM to 7 PM Mon-Fri; 10 AM to 7 PM weekends; in-app chat
Chat / Email Support
In-app chat via Jupiter app; email support
Mobile App
Jupiter app: full card management, spend tracking, budget tools, Jewels redemption, UPI payments, bill reminders
Online Banking
Managed entirely via Jupiter app

Last updated: 01-06-2026

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Printed: 23 Oct 2026, 09:33 PM
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