Compare:
+ Add a card
+ Add a card
+ Add a card
Slice SBI Credit Card
SBI Card

Slice SBI Credit Card

"Slice's popular fintech card backed by SBI โ€” instant approval, 2% cashback on top 3 online merchants, lifetime free with app-managed experience"

No ratings yet โ€” be the first to rate below!

Quick Summary
๐Ÿ’ณ Joining Fee
Nil โ€” Lifetime Free
๐Ÿ”„ Renewal Fee
Nil โ€” Lifetime Free
Waived: No fee โ€” lifetime free card
๐ŸŽฏ Best Suited For
Young adults and first-time credit card users who want instant approval, simple cashback and a digital-first experience; those who previously used Slice pay-later product and want to transition to a full credit card
๐ŸŽ Reward Type
Cashback (credited as statement credit; 2% on top 3 merchants, 1% on others)
๐ŸŽ‰ Welcome Benefit
Instant virtual card on approval โ€” use immediately for online purchases
๐Ÿ’ฐ Reward Rate
2% cashback on top 3 online merchants (auto-detected based on spend pattern); 1% cashback on all other eligible spends; cashback auto-credited as statement credit; excludes fuel, wallet loads, EMI, rent, government; monthly cashback cap applies
โœˆ๏ธ Lounge Access
No complimentary airport lounge access
๐Ÿ’ต Cashback Rate
2% on top 3 merchants; 1% on all others
โญ Rate this Card
Click to rate
โœ… Pros
  • Lifetime free โ€” zero cost
  • Instant approval and virtual card
  • 2% cashback on top 3 merchants
  • 1% on everything else
  • Simple app-managed experience
  • Good for first-time users and young adults
  • SBI Card backing adds credibility
โŒ Cons
  • Top 3 merchants auto-detected โ€” not user-selectable
  • Monthly cashback cap
  • No lounge access
  • High forex markup 3.5%
  • Slice app required for all management
  • Customer support can be slow
  • Products frequently updated โ€” verify current terms

๐ŸŽ Rewards & Benefits

Reward Type
Cashback (credited as statement credit; 2% on top 3 merchants, 1% on others)
Welcome Benefits
Instant virtual card on approval โ€” use immediately for online purchases
Reward Rate
2% cashback on top 3 online merchants (auto-detected based on spend pattern); 1% cashback on all other eligible spends; cashback auto-credited as statement credit; excludes fuel, wallet loads, EMI, rent, government; monthly cashback cap applies
Reward Redemption
Cashback auto-credited as statement credit โ€” no redemption effort needed
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions โ‚น400 to โ‚น4,000
Lounge Access
No complimentary airport lounge access
Spend Based Fee Waiver
Not applicable โ€” lifetime free
Milestone Benefits
No specific milestones; continuous cashback
Other Benefits
Instant digital approval and virtual card; physical card delivered free; Slice app with spend tracking, bill splitting, EMI conversion; transition from Slice pay-later to full SBI credit card; widely accepted Visa network; contactless payments; UPI via RuPay variant available

โœจ Special Perks & Exclusive Offers

Memberships
Details coming soon
Insurance Cover
Zero liability on unauthorized transactions
Add-on Cards
Not available
Concierge Services
Details coming soon
Special Offers
2% on top 3 merchants; instant approval; lifetime free; Slice app management

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
Nil โ€” Lifetime Free
Annual Fee / Renewal Fee
Nil โ€” Lifetime Free
โœ“ Waived on: No fee โ€” lifetime free card
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
2.49% to 3.5% per month (29.88% to 42% per annum) โ€” varies by credit profile
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โ‚น500
Late Payment Charges
As per SBI Card and Slice prevailing terms
Over Limit Charges
As per SBI Card policy
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
Top 3 merchants auto-detected โ€” not user-selectable; monthly cashback cap limits heavy spenders; Slice app required for management; some users report difficulty reaching customer support; verify current terms as Slice products are frequently updated

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 18+ years; Indian resident; salaried or self-employed; apply via Slice app; instant approval based on credit assessment
Credit Score Requirement
650+ CIBIL recommended; lower scores may get lower limits
Credit Limit
โ‚น10,000 to โ‚น10 lakh based on credit profile

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Available via Slice app; flexible tenures
Balance Transfer Facility
Not available
Balance Transfer Interest Rate
Not applicable
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant lock via Slice app
Instant Fraud Alerts
Real-time push notifications
Purchase Protection
Zero liability on unauthorized transactions
Virtual Card Numbers
Instant virtual card on approval
Zero Liability Protection
Zero liability on reporting

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
Slice support via app and email
Chat / Email Support
In-app chat via Slice app; email support
Mobile App
Slice app: card management, spend tracking, bill splitting, EMI, payments
Online Banking
Managed via Slice app; SBI Card app for some features

Last updated: 01-06-2026

โญ User Reviews

Leave a Reply

Your email address will not be published. Required fields are marked *

2 + 9 = ?

๐Ÿƒ Related Cards You Might Like