CardComparison.in
๐Ÿ  Home
๐Ÿƒ All Cards
โ‡„ Compare Cards 0
โš”๏ธ Card vs Card NEW
โ™ฅ My Wishlist
๐Ÿ“ Card Guides & Tips
Compare:
+ Add a card
+ Add a card
+ Add a card
cardcomparison.in
Last updated: 01-06-2026
EazyDiner IndusInd Bank Platinum Credit Card
Indusind Bank

EazyDiner IndusInd Bank Platinum Credit Card

"India's best lifetime-free dining card โ€” guaranteed 25% off at 2,000+ restaurants with no annual fee ever"

No ratings yet โ€” be the first to rate below!

Quick Summary
๐Ÿ’ณ Joining Fee
Nil โ€” Lifetime Free
๐Ÿ”„ Renewal Fee
Nil โ€” Lifetime Free
Waived: No fee โ€” lifetime free card
๐ŸŽฏ Best Suited For
Frequent diners who eat out at restaurants multiple times a month and want guaranteed discounts at premium partner restaurants; those who want a no-fee dining card to pair with a travel or cashback card
๐ŸŽ Reward Type
Reward Points + EazyDiner dining discounts (1 RP = โ‚น0.25 for vouchers; dining discount is the primary benefit)
๐ŸŽ‰ Welcome Benefit
3-month EazyDiner Prime membership (worth โ‚น1,095) on card activation โ€” unlocks 25% guaranteed discount at all EazyDiner PRIME restaurants plus additional PayEazy discount
๐Ÿ’ฐ Reward Rate
2 Reward Points per โ‚น100 on all spends except ATM withdrawals and dining; dining discount (25% off up to 50% in some cases) is the core benefit rather than reward points; 2,000 bonus RPs on spending โ‚น30,000 every 90 days (ATM and dining spends excluded)
โœˆ๏ธ Lounge Access
No airport lounge access
โญ Rate this Card
Click to rate
โœ… Pros
  • Truly lifetime free โ€” zero joining and annual fee
  • 25% guaranteed discount at 2,000+ premium restaurants โ€” no cap on discount amount
  • Extra 20% off (up to โ‚น500) via PayEazy for larger bills
  • 3-month EazyDiner Prime membership (โ‚น1,095 value) as welcome benefit
  • Covers insurance, rent, utility in rewards โ€” rare for a free card
  • Air accidental death cover โ‚น25 lakh
โŒ Cons
  • No airport lounge access
  • High forex markup of 3.5%
  • Reward rate of 2 RPs per โ‚น100 is low for non-dining spends
  • Dining discount requires booking via EazyDiner app โ€” restaurants must be PRIME+ PayEazy enabled
  • New IndusInd charge from June 2026 on high fuel spends
  • Primary benefit is dining-specific โ€” not versatile as a standalone card

๐ŸŽ Rewards & Benefits

Reward Type
Reward Points + EazyDiner dining discounts (1 RP = โ‚น0.25 for vouchers; dining discount is the primary benefit)
Welcome Benefits
3-month EazyDiner Prime membership (worth โ‚น1,095) on card activation โ€” unlocks 25% guaranteed discount at all EazyDiner PRIME restaurants plus additional PayEazy discount
Reward Rate
2 Reward Points per โ‚น100 on all spends except ATM withdrawals and dining; dining discount (25% off up to 50% in some cases) is the core benefit rather than reward points; 2,000 bonus RPs on spending โ‚น30,000 every 90 days (ATM and dining spends excluded)
Reward Redemption
Redeem RPs via IndusInd IndusMoments portal for cash credit (1 RP = โ‚น0.25), vouchers (1 RP = up to โ‚น0.50 for select brands), travel bookings; redemption fee โ‚น100 + taxes per request
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between โ‚น400 and โ‚น4,000; from June 15, 2026: 1% fee applies on cumulative fuel spends above โ‚น30,000 per statement cycle
Lounge Access
No airport lounge access
Spend Based Fee Waiver
Not applicable โ€” card is lifetime free
Milestone Benefits
2,000 Reward Points on spending โ‚น30,000 every 90 days (excludes ATM withdrawals and dining spends); 500 RPs redeemable as โ‚น125 cash or โ‚น200 in vouchers
Other Benefits
25% guaranteed discount at all EazyDiner PRIME+ PayEazy-enabled restaurants (no cap on discount amount โ€” discount applied on total bill); extra 20% off (up to โ‚น500) when paying via EazyDiner PayEazy feature on the app; 3-month EazyDiner Prime membership as welcome (then requires renewal at โ‚น365/year or usage earns it); covers categories often excluded by other cards: insurance, rent, utility, government spends earn reward points; roadside assistance and auto assist services

โœจ Special Perks & Exclusive Offers

Memberships
3-month EazyDiner Prime membership (welcome benefit)
Insurance Cover
Air accidental death cover โ‚น25 lakh; travel insurance (lost baggage โ‚น1 lakh, delayed baggage โ‚น25,000, lost passport โ‚น50,000, missed connection โ‚น25,000, lost ticket โ‚น25,000); zero card liability on reporting loss within 48 hours
Add-on Cards
Add-on cards available for family members
Concierge Services
Details coming soon
Special Offers
25% dining discount at 2,000+ EazyDiner partner restaurants; extra 20% off (up to โ‚น500) via PayEazy; contactless payments enabled

๐Ÿ’ณ Fees & Interest Rates

Joining Fee
Nil โ€” Lifetime Free
Annual Fee / Renewal Fee
Nil โ€” Lifetime Free
โœ“ Waived on: No fee โ€” lifetime free card
Interest Rate (APR)
๐Ÿ’ก Pay your balance in full each month and this never applies to you.
3.83% per month (45.96% per annum)
ATM Cash Withdrawal / Cash Advance
2.5% of withdrawn amount, minimum โ‚น300
Late Payment Charges
As per IndusInd Bank prevailing slab rates; typically โ‚น100โ€“โ‚น1,200 based on outstanding
Over Limit Charges
2.5% of overlimit amount
Cheque Bounce / Auto-Debit Return
Details coming soon
Other Charges
From June 15, 2026: 1% fee on fuel spends above โ‚น30,000/month; 1% fee on transport spends above โ‚น30,000/month; redemption fee โ‚น100 + taxes per request

๐Ÿ“‹ Eligibility & Credit Limit

Eligibility Criteria
Age 21+ years; salaried or self-employed; minimum monthly income โ‚น25,000 (salaried) or ITR โ‚น3 lakh (self-employed); Indian resident; good credit history
Credit Score Requirement
680+ CIBIL score
Credit Limit
Based on income and IndusInd Bank credit assessment; typically โ‚น50,000โ€“โ‚น3 lakh for entry-level

๐Ÿ“… EMI, Balance Transfer & Debt Management

EMI Conversion
Available on transactions above โ‚น2,500; tenures 3โ€“36 months
Balance Transfer Facility
Available from other bank credit cards
Balance Transfer Interest Rate
As per IndusInd Bank prevailing rates
Balance Transfer Charges
Details coming soon

๐Ÿ”’ Security & Fraud Protection

Card Block Feature
Instant block via IndusInd IndusMobile app or customer care
Instant Fraud Alerts
SMS and email alerts for every transaction
Purchase Protection
Zero card liability within 48 hours of reporting loss
Virtual Card Numbers
Details coming soon
Zero Liability Protection
Zero liability on unauthorized transactions after reporting within 48 hours

๐Ÿ“ž Customer Service & Digital Experience

Phone Support
1860-267-7777 (24x7)
Chat / Email Support
Chat via IndusInd IndusMobile app and website
Mobile App
IndusInd IndusMobile app: manage card, track RPs, pay bills, block/unblock; EazyDiner app for restaurant bookings and PayEazy payments
Online Banking
Full management via IndusInd Bank website and IndusMobile app

Last updated: 01-06-2026

โญ User Reviews

Leave a Reply

Your email address will not be published. Required fields are marked *

2 + 8 = ?

๐Ÿƒ Related Cards You Might Like

ยฉ 2026 CardComparison.in โ€” All rights reserved.
Disclaimer: Information is for comparison purposes only. Verify details directly with the issuing bank before applying. CardComparison.in is not a bank or financial advisor.
Printed: 23 Oct 2026, 09:30 PM
cardcomparison.in